Regulators Lean on Financial Firms to Explain Industry to Them, Study Shows

From: The Wall Street Journal

‘Regulatory capture’ isn’t systemic but reliance on industry is potential red flag, CFA Institute survey says
Gabriel T. Rubin

Financial regulators often rely heavily on the companies they oversee to explain how their businesses work, a potential red flag, according to a survey of regulators and industry members.

The survey, commissioned by the CFA Institute, an association of investment professionals, was aimed at assessing the prevalence of “regulatory capture,” the idea that regulators can end up being co-opted by the industry.

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CUNA letter to CFPB on SBREFA process for third party collectors

From: CU Press

On behalf of America’s credit unions, I am writing regarding the Consumer Financial Protection Bureau’s (CFPB) recent release of the proposals for a Small Business Review Panel in accordance with the Small Business Regulatory Enforcement Fairness Act of 1996 (SBREFA) for the Fair Debt Collection Practices Act (FDCPA). Credit Union National Association (CUNA) represents America’s credit unions and their more than 100 million members.

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Report: CFPB faster to regulate than other agencies

From: The Hill

By Tim Devaney

The Consumer Financial Protection Bureau (CFPB) pushes out rules more quickly than other federal agencies, according to a new report.

The conservative American Action Forum found that the CFPB’s “pace of rulemaking is 3.5 times faster than that of other significant executive agencies.”

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CFPB Flooded With Thousands of Comments Over Arbitration Rule

From: National Law Journal

C. Ryan Barber, The National Law Journal

The Consumer Financial Protection Bureau’s proposed ban on class action waivers has generated thousands of comments, many from consumers who argue the proposal would only benefit trial lawyers. Insurance regulators have expressed their own concerns. Hundreds of law professors are backing the consumer agency’s proposed rule. U.S. lawmakers are divided. Two of the heavy-hitters in the debate—the U.S. Chamber of Commerce and, on the other side, the consumer advocacy group Public Citizen—plan to submit their positions today, when the comment period closes.

 

How Obama’s Consumer Agency Killed An Immigrant’s American Dream

From: The Daily Caller

Richard Pollock, Reporter

Until the Consumer Financial Protection Bureau decided to embark on its lavish, over-the-top renovation for its downtown Washington, D.C headquarters, Korean immigrant Matthew Kimwon believed he was living the American dream.

But all of his hopes and dreams vanished when federal bureaucrats at the CFPB and at the Office of the Comptroller of the Currency — which technically was the landlord — sought to unilaterally tear up his lease which still had a five-year option.

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