CRE Guide to Reducing Payment Card Processing Costs

The Center for Regulatory Effectiveness has published a Guide advising merchants on how they cut their payment card (debit and credit card) processing costs without any regulatory intervention.  The Guide: 

1.  Discusses why merchants accept payment cards;     

2.  Explains how card payments are processed; 

3.  Describes the different components of payment processing costs; 

4.  Details the problems and pitfalls of interchange regulation; 

5.  Provides a guide for merchants to use in reducing their payment card processing costs; and 

6.  Includes case examples of merchants who have succeeded in substantially reducing their card processing costs.