4.00%				Discrete Compound Interest Factors
	Single Payment			Uniform Series			Uniform Gradient
	Compound	Present	Compound	Present	Sinking	Capital	Gradient	Gradient
	Amount	Worth	Amount	Worth	Fund	Recovery	Present Worth	Uniform Series
	Factor	Factor	Factor	Factor	Factor	Factor	Factor	Factor
	To Find F	To Find P	To Find F	To Find P	To Find A	To Find A	To Find P	To Find A
	Given P	Given F	Given A	Given A	Given F	Given P	Given G	Given G
N	F/P	P/F	F/A	P/A	A/F	A/P	P/G	A/G	N
1	1.0400	0.9615	1.0000	0.9615	1.0000	1.0400	0.0000	0.0000	1
2	1.0816	0.9246	2.0400	1.8861	0.4902	0.5302	0.9246	0.4902	2
3	1.1249	0.8890	3.1216	2.7751	0.3203	0.3603	2.7025	0.9739	3
4	1.1699	0.8548	4.2465	3.6299	0.2355	0.2755	5.2670	1.4510	4
5	1.2167	0.8219	5.4163	4.4518	0.1846	0.2246	8.5547	1.9216	5
6	1.2653	0.7903	6.6330	5.2421	0.1508	0.1908	12.5062	2.3857	6
7	1.3159	0.7599	7.8983	6.0021	0.1266	0.1666	17.0657	2.8433	7
8	1.3686	0.7307	9.2142	6.7327	0.1085	0.1485	22.1806	3.2944	8
9	1.4233	0.7026	10.5828	7.4353	0.0945	0.1345	27.8013	3.7391	9
10	1.4802	0.6756	12.0061	8.1109	0.0833	0.1233	33.8814	4.1773	10
11	1.5395	0.6496	13.4864	8.7605	0.0741	0.1141	40.3772	4.6090	11
12	1.6010	0.6246	15.0258	9.3851	0.0666	0.1066	47.2477	5.0343	12
13	1.6651	0.6006	16.6268	9.9856	0.0601	0.1001	54.4546	5.4533	13
14	1.7317	0.5775	18.2919	10.5631	0.0547	0.0947	61.9618	5.8659	14
15	1.8009	0.5553	20.0236	11.1184	0.0499	0.0899	69.7355	6.2721	15
16	1.8730	0.5339	21.8245	11.6523	0.0458	0.0858	77.7441	6.6720	16
17	1.9479	0.5134	23.6975	12.1657	0.0422	0.0822	85.9581	7.0656	17
18	2.0258	0.4936	25.6454	12.6593	0.0390	0.0790	94.3498	7.4530	18
19	2.1068	0.4746	27.6712	13.1339	0.0361	0.0761	102.8933	7.8342	19
20	2.1911	0.4564	29.7781	13.5903	0.0336	0.0736	111.5647	8.2091	20
21	2.2788	0.4388	31.9692	14.0292	0.0313	0.0713	120.3414	8.5779	21
22	2.3699	0.4220	34.2480	14.4511	0.0292	0.0692	129.2024	8.9407	22
23	2.4647	0.4057	36.6179	14.8568	0.0273	0.0673	138.1284	9.2973	23
24	2.5633	0.3901	39.0826	15.2470	0.0256	0.0656	147.1012	9.6479	24
25	2.6658	0.3751	41.6459	15.6221	0.0240	0.0640	156.1040	9.9925	25
26	2.7725	0.3607	44.3117	15.9828	0.0226	0.0626	165.1212	10.3312	26
27	2.8834	0.3468	47.0842	16.3296	0.0212	0.0612	174.1385	10.6640	27
28	2.9987	0.3335	49.9676	16.6631	0.0200	0.0600	183.1424	10.9909	28
29	3.1187	0.3207	52.9663	16.9837	0.0189	0.0589	192.1206	11.3120	29
30	3.2434	0.3083	56.0849	17.2920	0.0178	0.0578	201.0618	11.6274	30
36	4.1039	0.2437	77.5983	18.9083	0.0129	0.0529	253.4052	13.4018	36
40	4.8010	0.2083	95.0255	19.7928	0.0105	0.0505	286.5303	14.4765	40
48	6.5705	0.1522	139.2632	21.1951	0.0072	0.0472	347.2446	16.3832	48
50	7.1067	0.1407	152.6671	21.4822	0.0066	0.0466	361.1638	16.8122	50
52	7.6866	0.1301	167.1647	21.7476	0.0060	0.0460	374.5638	17.2232	52
60	10.5196	0.0951	237.9907	22.6235	0.0042	0.0442	422.9966	18.6972	60
70	15.5716	0.0642	364.2905	23.3945	0.0027	0.0427	472.4789	20.1961	70
72	16.8423	0.0594	396.0566	23.5156	0.0025	0.0425	481.0170	20.4552	72
80	23.0498	0.0434	551.2450	23.9154	0.0018	0.0418	511.1161	21.3718	80
84	26.9650	0.0371	649.1251	24.0729	0.0015	0.0415	523.9431	21.7649	84
90	34.1193	0.0293	827.9833	24.2673	0.0012	0.0412	540.7369	22.2826	90
96	43.1718	0.0232	1,054.2960	24.4209	0.0009	0.0409	554.9312	22.7236	96
100	50.5049	0.0198	1,237.6237	24.5050	0.0008	0.0408	563.1249	22.9800	100
104	59.0836	0.0169	1,452.0911	24.5769	0.0007	0.0407	570.4164	23.2095	104
120	110.6626	0.0090	2,741.5640	24.7741	0.0004	0.0404	592.2428	23.9057	120
240	12,246.2024	0.0001	306,130.0591	24.9980	0.0000	0.0400	624.4590	24.9804	240
360	1,355,196.1137	0.0000	33,879,877.8425	25.0000	0.0000	0.0400	624.9929	24.9997	360
480	149,969,472.3341	0.0000	3,749,236,783.3515	25.0000	0.0000	0.0400	624.9999	25.0000	480