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®: CRE Regulatory Action of the Week

Financial Agencies Promulgate New CRA Rules
The Office of the Comptroller of the Currency; Board of Governors of the Federal Reserve System; and Federal Deposit Insurance Corporation are amending their Community Reinvestment Act regulations to adjust the asset-size thresholds used to define "small bank" or "small savings association" and "intermediate small bank" or "intermediate small savings association." As required by the CRA regulations, the adjustment to the threshold amount is based on the annual percentage change in the Consumer Price Index for Urban Wage Earners and Clerical Workers. The Agencies also propose to make technical edits to remove obsolete references to the Office of Thrift Supervision and update cross references to regulations implementing certain Federal consumer financial laws in their CRA regulations.

  • Click here to read the agencies' Federal Register notice of these joint final rules.