CRE Homepage About The CRE Advisory Board Newsletter Search Links Representation Comments/Ideas
Data Access
Data Quality
Regulation by Litigation
Regulation by Appropriation
Special Projects
CRE Watch List
OMB Papers
Abstracts and Reviews
Regulatory Review
Voluntary Standards Program
CRE Report Card
Public Docket Preparation
Consumer Response Service
Site Search

Enter keyword(s) to search

®: CRE Regulatory Action of the Week

Bureau of Consumer Financial Protection Extends Rulemaking Comment Periods
The Bureau of Consumer Financial Protection has extended the public comment period on two important rulemakings. The first rulemaking is proposed rules and forms to integrate certain disclosure requirements of the Truth in Lending Act and the Real Estate Settlement Procedures Act for most closed-end consumer credit transactions secured by real property, as required by the Dodd-Frank Wall Street Reform and Consumer Protection Act. Public comments are now due by November 6, 2012, on all aspects of this proposed rule except whether to delay implementation of certain disclosure requirements. Comments on the delay issue were due September 7, 2012.

The Bureau is also extending until November 6, 2012, the comment deadline for its proposed rules on whether and how to account for the implications of a more inclusive finance charge on the scope of Home Ownership and Equity Protection Act of 1994 (HOEPA) coverage. This extension does not apply to any other aspect of the HOEPA rulemaking.

  • Click here to read EPA's Federal Register notice of Truth in Lending Act extension
  • Click here to read EPA's Federal Register notice of HOEPA extension